NCMIC Home Contact Us Claims Services Online Resources About NCMIC
Malpractice Financial Products & Services Continuing Education Manage Your Policy
Skip Navigation Links
Long Term Disability Insurance
Policy Highlights
Outstanding Benefits
Common Questions
Pair with Long Term Disability Coverage
 

If you are the owner or a partner of your chiropractic practice, you have many financial obligations to meet. Those obligations won’t end just because you become disabled and can’t be there. Somehow, you’ll still need to pay the bills to keep your practice running.

You can count on Business Overhead Expense Protection, sponsored by the National Business Association for Chiropractors (NBAC).

This valuable plan will pay you monthly benefits if you’re disabled and can’t work. It covers various practice expenses, including:

  • rent, electricity, heat, telephone, and water
  • employees’ salaries
  • payments for group insurance and pension plans
  • mortgage interest and real estate tax payments
  • rental of business equipment
  • and more ...

Click here for details and other covered practice expenses.

Note: The Business Overhead Expense Plan monthly benefit is payable in addition to any monthly benefit payable under a disability plan.

 

*All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, and terms under which policies may be continued in force or discontinued. Policy Form GBD-1000 A (AGP-5674). The Business Overhead Expense Plan is not yet available in all states. Please call 1-800-769-2000, ext. 8322 to inquire about your state.