Click on one of the questions listed below to view the answer
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Q. I shopped around and found a finance company with a lower
monthly payment. Before I sign on the dotted line, is there anything else I should
consider?
A. Absolutely. The monthly payment is only a small part of your financing arrangement.
When you work with NCMIC, we’ll make sure you receive a total solution without the
hidden fees you may find with other lenders.
Let us review a lease or loan contract you’re considering before you sign. While we
cannot provide legal advice, we would be happy to compare it to our contract and point
out differences in terms and fees. We'll look for provisions that may increase your
overall cost including; required security deposits, documentation fees, termination
fees, advance payments and prepayment penalties.
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Q. What if I want to pay off my equipment finance contract
early?
A. No problem. With NCMIC's Absolute & True No Prepayment Penalties® you can
pay off your equipment finance contract at any time.
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Q. Will I be able to choose my equipment vendor?
A. Yes. You alone select the best equipment vendor for your needs. You and your
vendor determine the equipment price that suits you. Then, come to us for financing
and we will work with your vendor from there. NCMIC is not
affiliated with the equipment vendor you select.
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Q. How can I determine what type of equipment financing
is best
for me?
A. Call 1-800-769-2000, ext. 6939 and talk to one of our Account Managers.
These experts will explain your options and help you determine the best solution
for your needs.
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Q. How do I request financing?
A. Just click on the
Express Request button. You can quickly request financing via our convenient
online form. If you prefer to speak directly with an NCMIC expert, simply call 1-800-769-2000, ext. 6939.
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Q. What happens after I’m approved?
A. An Account Manager, who is assigned to personally oversee all aspects
of your account, will contact you immediately!
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Q. What if I already paid for or took delivery of the equipment?
A. Simply contact an NCMIC Account Manager for financing solutions. Call 1-800-769-2000, ext. 6939.
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Q. Who actually pays for the equipment I’m financing through NCMIC?
A. NCMIC pays the equipment supplier you selected upon your authorization.
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Q. How soon is the equipment I selected paid for?
A. Immediately upon receipt of required documents and your authorization to do so.
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