Medical Insurance:
NCMIC offers an open-access HMO plan and one PPO plan through Wellmark Blue
Cross and Blue Shield. You also have the option of coupling a tax-free Health
Savings Account (HSA) with a high deductible health plan. The HMO and PPO
plans both include a prescription drug program and prescription drug mail
order option.
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Dental Insurance:
Delta Dental provides employees with comprehensive dental coverage to complement
their health care coverage.
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Vision Insurance: Vision
insurance is offered through Avesis.
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Legal Services: Employees have access to
free legal services, including financial/tax planning, personal legal
matters, standard will preparation, on-line legal services and
more. A buy-up plan is available at a minimal cost for
more in-depth legal services.
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Life Insurance: Employees receive life insurance equal to
two times their annual base salary at no cost. Additional term
life insurance is available for employees and dependents at
discounted group rates.
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Flexible Spending Accounts (FSA): Employees may elect to participate in an FSA
for payment of unreimbursed medical expenses and/or dependent care expenses
by deferring of their salary on a pre-tax basis.
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Long-Term Disability: NCMIC provides long-term
disability coverage at no cost. Coverage includes a 60-day elimination
period and 60 percent of an employee's
monthly base salary.
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401(k) Plan: NCMIC's plan allows employees
to defer a portion
of their salary into a 401(k) account on a pre-tax basis. NCMIC
will match 100% up to the first 6% deferred per paycheck. Employees are fully vested for
the company match after two years of employment of 1,000 hours each.
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Benefit Time (Paid Time Off):
Employees receive benefit time to use for vacation, short-term illnesses and personal
time away from the office. The amount of benefit time granted increases
with years of service.
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Long-Term Sick Leave: Employees are
credited
10 days of long-term sick leave per year to provide time off for absences due to illness
of five or more consecutive working days. Unused long-term sick leave
can accumulate to a maximum of 60 days.
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Holidays:
NCMIC observes eight paid holidays per year.
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Educational Assistance:
NCMIC provides educational assistance for both full- and part-time employees.
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Dress Code:
NCMIC Group has a business casual dress code.
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Supplemental Products:
NCMIC offers the option to participate in four AFLAC products at a reduced group rate:
- Personal Accident Indemnity
- Personal Cancer Indemnity
- Specified Health Event
- Personal Sickness Indemnity (Level 2)
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